Personal savings
The personal savings account is there to earn interest while you can still reach the money. It sits beside checking, not instead of it.
Set aside
A personal savings account for interest and access, plus a premier money market account for higher balances.
The personal savings account is there to earn interest while you can still reach the money. It sits beside checking, not instead of it.
Prosperity Bank positions this account for larger balances: the higher the balance, the more you can earn. Tiers are published by the bank, so confirm them before you move a large sum.

Move money between savings and checking in online banking after you sign in.