:root {
  --pbank-ink: #173026;
  --pbank-muted: #5c6d64;
  --pbank-green: #0e6b43;
  --pbank-green-dark: #084e31;
  --pbank-green-deep: #073524;
  --pbank-gold: #b5893e;
  --pbank-gold-soft: #f4e7cf;
  --pbank-paper: #f6f3ec;
  --pbank-card: #fffcf7;
  --pbank-line: #e4dccf;
  --pbank-max: 72rem;
  --pbank-radius: 16px;
  --pbank-shadow: 0 16px 40px rgba(23, 48, 38, 0.08);
  --pbank-serif: Georgia, "Palatino Linotype", Palatino, serif;
  --pbank-sans: "Segoe UI", system-ui, -apple-system, sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--pbank-sans);
  font-size: 1.05rem;
  line-height: 1.6;
  color: var(--pbank-ink);
  background:
    radial-gradient(50% 30% at 100% 0%, rgba(181, 137, 62, 0.16), transparent 55%),
    var(--pbank-paper);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--pbank-green-dark);
}

a:hover {
  color: var(--pbank-green);
}

:focus-visible {
  outline: 2px solid var(--pbank-gold);
  outline-offset: 2px;
}

.pbank-page {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

.pbank-skip {
  position: absolute;
  left: -999px;
}

.pbank-skip:focus {
  left: 1rem;
  top: 1rem;
  z-index: 80;
  background: #fff;
  padding: 0.5rem 0.8rem;
}

.pbank-bar {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(255, 252, 247, 0.94);
  border-bottom: 1px solid var(--pbank-line);
  backdrop-filter: blur(10px);
}

.pbank-bar__wrap {
  max-width: var(--pbank-max);
  margin: 0 auto;
  padding: 0.85rem 1.25rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.pbank-brand {
  display: flex;
  align-items: center;
  gap: 0.7rem;
  color: var(--pbank-green-deep);
  text-decoration: none;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.pbank-brand img {
  width: 40px;
  height: 40px;
}

.pbank-burger {
  display: none;
  border: 0;
  background: var(--pbank-green);
  color: #fff;
  border-radius: 999px;
  padding: 0.45rem 0.9rem;
  font-weight: 700;
  cursor: pointer;
}

.pbank-menu ul {
  display: flex;
  flex-wrap: wrap;
  gap: 0.2rem 0.9rem;
  align-items: center;
  list-style: none;
  margin: 0;
  padding: 0;
}

.pbank-menu a {
  color: var(--pbank-muted);
  text-decoration: none;
  font-size: 0.92rem;
  font-weight: 650;
  padding: 0.35rem 0;
  border-bottom: 2px solid transparent;
}

.pbank-menu a:hover,
.pbank-menu a[aria-current="page"] {
  color: var(--pbank-green-deep);
  border-bottom-color: var(--pbank-gold);
}

.pbank-menu a[href="/login/"],
.pbank-menu a[href="/login"] {
  background: var(--pbank-green);
  color: #fff;
  border-bottom: 0;
  border-radius: 999px;
  padding: 0.45rem 0.95rem;
}

.pbank-menu a[href="/login/"]:hover,
.pbank-menu a[href="/login"]:hover,
.pbank-menu a[href="/login/"][aria-current="page"],
.pbank-menu a[href="/login"][aria-current="page"] {
  background: var(--pbank-green-dark);
  color: #fff;
}

.pbank-body {
  width: min(var(--pbank-max), calc(100% - 2.5rem));
  margin: 0 auto;
  padding: 1.75rem 0 4rem;
  flex: 1;
}

.pbank-hero {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 1.5rem;
  align-items: center;
  background: linear-gradient(145deg, var(--pbank-green-deep), #0f6a42 70%);
  color: #f6f3ec;
  border-radius: 28px;
  padding: 1.5rem;
  overflow: hidden;
}

.pbank-hero a {
  color: #f4e7cf;
}

.pbank-hero__eyebrow,
.pbank-pagehead__eyebrow {
  margin: 0 0 0.4rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--pbank-gold);
}

.pbank-hero__title,
.pbank-pagehead__title,
.pbank-band h2,
.pbank-split h2,
.pbank-cta h2 {
  font-family: var(--pbank-serif);
  letter-spacing: -0.03em;
  line-height: 1.15;
}

.pbank-hero__title {
  margin: 0 0 0.75rem;
  font-size: clamp(2rem, 4vw, 3.3rem);
}

.pbank-hero__text,
.pbank-pagehead__text {
  margin: 0;
  font-size: 1.08rem;
}

.pbank-hero__actions,
.pbank-cta__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.7rem;
  margin-top: 1.2rem;
}

.pbank-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  padding: 0.7rem 1.15rem;
  font-weight: 700;
  text-decoration: none;
  border: 1.5px solid transparent;
  cursor: pointer;
  font: inherit;
}

.pbank-btn--fill {
  background: var(--pbank-gold);
  color: #1d2414;
}

.pbank-btn--fill:hover {
  background: #d7b56a;
  color: #1d2414;
}

.pbank-btn--line {
  background: transparent;
  color: inherit;
  border-color: currentColor;
}

.pbank-hero .pbank-btn--line:hover {
  background: rgba(255, 255, 255, 0.08);
  color: #fff;
}

.pbank-photo {
  border-radius: 20px;
  overflow: hidden;
  aspect-ratio: 4 / 3;
  background: #d9e4dc;
  box-shadow: var(--pbank-shadow);
}

.pbank-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.pbank-metrics {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.8rem;
  margin: 1rem 0 0;
}

.pbank-metrics div,
.pbank-stat {
  background: var(--pbank-card);
  border: 1px solid var(--pbank-line);
  border-radius: var(--pbank-radius);
  padding: 0.9rem 1rem;
}

.pbank-metrics dt,
.pbank-stat span {
  display: block;
  color: var(--pbank-muted);
  font-size: 0.82rem;
}

.pbank-metrics dd,
.pbank-stat strong {
  margin: 0.15rem 0 0;
  font-family: var(--pbank-serif);
  font-size: 1.35rem;
}

.pbank-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin: 1.5rem 0;
}

.pbank-grid--2 {
  grid-template-columns: 1.1fr 0.9fr;
}

.pbank-card,
.pbank-band,
.pbank-form,
.pbank-note,
.pbank-cta {
  background: var(--pbank-card);
  border: 1px solid var(--pbank-line);
  border-radius: 20px;
  padding: 1.15rem 1.2rem 1.25rem;
  box-shadow: var(--pbank-shadow);
}

.pbank-card {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  text-decoration: none;
  color: inherit;
  min-height: 100%;
}

.pbank-card:hover {
  border-color: var(--pbank-gold);
  color: inherit;
}

.pbank-card h2,
.pbank-card h3,
.pbank-band h2,
.pbank-split h2,
.pbank-form h2 {
  margin: 0 0 0.35rem;
}

.pbank-card p,
.pbank-band p,
.pbank-split p,
.pbank-form p {
  margin: 0 0 0.7rem;
  color: var(--pbank-muted);
}

.pbank-card span {
  margin-top: auto;
  color: var(--pbank-green);
  font-weight: 700;
}

.pbank-kicker {
  color: var(--pbank-gold);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.pbank-split {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 1.25rem;
  align-items: center;
  margin: 1.5rem 0;
}

.pbank-pagehead {
  margin: 0 0 1.25rem;
  max-width: 42rem;
}

.pbank-pagehead__title {
  margin: 0;
  font-size: clamp(2rem, 4vw, 3rem);
}

.pbank-steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.8rem;
}

.pbank-steps li {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 0.8rem;
  align-items: start;
}

.pbank-steps__num {
  width: 2rem;
  height: 2rem;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: var(--pbank-green);
  color: #fff;
  font-weight: 800;
}

.pbank-graphic {
  margin: 1.5rem 0;
  background: var(--pbank-card);
  border: 1px solid var(--pbank-line);
  border-radius: 20px;
  padding: 1rem 1rem 0.4rem;
}

.pbank-graphic svg {
  width: 100%;
  height: auto;
}

.pbank-graphic figcaption {
  color: var(--pbank-muted);
  font-size: 0.92rem;
  padding: 0.2rem 0.3rem 0.6rem;
}

.pbank-faq {
  display: grid;
  gap: 0.6rem;
}

.pbank-faq details {
  background: #fff;
  border: 1px solid var(--pbank-line);
  border-radius: 14px;
  padding: 0.8rem 1rem;
}

.pbank-faq summary {
  cursor: pointer;
  font-weight: 700;
}

.pbank-faq p {
  margin: 0.55rem 0 0;
  color: var(--pbank-muted);
}

.pbank-table-wrap {
  overflow-x: auto;
}

.pbank-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.96rem;
}

.pbank-table th,
.pbank-table td {
  text-align: left;
  padding: 0.7rem 0.55rem;
  border-bottom: 1px solid var(--pbank-line);
  vertical-align: top;
}

.pbank-table th {
  font-size: 0.82rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--pbank-muted);
}

.pbank-form label,
.pbank-field {
  display: block;
  font-weight: 700;
  margin: 0.8rem 0 0.3rem;
}

.pbank-input,
.pbank-select,
.pbank-textarea {
  width: 100%;
  border: 1px solid var(--pbank-line);
  background: #fff;
  border-radius: 12px;
  padding: 0.75rem 0.8rem;
  font: inherit;
  color: inherit;
}

.pbank-textarea {
  min-height: 7rem;
  resize: vertical;
}

.pbank-alert {
  margin: 0.8rem 0;
  padding: 0.7rem 0.85rem;
  border-radius: 12px;
  background: #fde8e4;
  color: #8d2b1f;
}

.pbank-alert--ok {
  background: #e5f6ec;
  color: #0d5c38;
}

.pbank-alert[hidden] {
  display: none;
}

.pbank-note {
  background: var(--pbank-gold-soft);
  margin: 1rem 0;
}

.pbank-related {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin: 1rem 0 0;
  padding: 0;
  list-style: none;
}

.pbank-related a {
  display: inline-block;
  text-decoration: none;
  background: #fff;
  border: 1px solid var(--pbank-line);
  border-radius: 999px;
  padding: 0.4rem 0.75rem;
  font-weight: 700;
  font-size: 0.92rem;
}

.pbank-cta {
  margin-top: 1.5rem;
  background: var(--pbank-green-deep);
  color: #f6f3ec;
  border: 0;
}

.pbank-cta a {
  color: #f4e7cf;
}

.pbank-cta p {
  color: #e7eee9;
}

.pbank-address {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.8rem;
}

.pbank-address li {
  padding-bottom: 0.8rem;
  border-bottom: 1px solid var(--pbank-line);
}

.pbank-base {
  background: var(--pbank-green-deep);
  color: #e7eee9;
  margin-top: auto;
}

.pbank-base a {
  color: #f4e7cf;
  text-decoration: none;
}

.pbank-base a:hover {
  text-decoration: underline;
}

.pbank-base__cols {
  max-width: var(--pbank-max);
  margin: 0 auto;
  padding: 2rem 1.25rem 1rem;
  display: grid;
  grid-template-columns: 1.4fr repeat(3, 1fr);
  gap: 1.5rem;
}

.pbank-base h2 {
  margin: 0 0 0.6rem;
  font-size: 0.95rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.pbank-base ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.pbank-base li + li {
  margin-top: 0.35rem;
}

.pbank-base__note {
  margin: 0 0 0.8rem;
}

.pbank-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.pbank-badges img {
  height: 40px;
  width: auto;
  background: #fff;
  border-radius: 8px;
}

.pbank-base__copy {
  max-width: var(--pbank-max);
  margin: 0 auto;
  padding: 0.8rem 1.25rem 1.4rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  color: #c9d7cf;
  font-size: 0.92rem;
}

.pbank-notice {
  position: fixed;
  left: 1rem;
  right: 1rem;
  bottom: 1rem;
  z-index: 70;
  display: flex;
  gap: 1rem;
  justify-content: space-between;
  align-items: center;
  background: #fff;
  border: 1px solid var(--pbank-line);
  border-radius: 16px;
  padding: 0.9rem 1rem;
  box-shadow: var(--pbank-shadow);
}

.pbank-notice p {
  margin: 0;
}

.pbank-notice__acts {
  display: flex;
  gap: 0.5rem;
}

.pbank-notice .pbank-btn--line {
  color: var(--pbank-ink);
  border-color: var(--pbank-line);
}

@media (max-width: 1040px) {
  .pbank-burger {
    display: inline-flex;
  }

  .pbank-bar__wrap {
    flex-wrap: wrap;
  }

  .pbank-menu {
    display: none;
    width: 100%;
  }

  .pbank-menu--open {
    display: block;
  }

  .pbank-menu ul {
    flex-direction: column;
    align-items: flex-start;
    padding: 0.4rem 0 0.6rem;
  }

  .pbank-hero,
  .pbank-split,
  .pbank-grid,
  .pbank-grid--2,
  .pbank-metrics,
  .pbank-base__cols {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 720px) {
  .pbank-body {
    width: min(var(--pbank-max), calc(100% - 1.5rem));
  }

  .pbank-hero,
  .pbank-split,
  .pbank-grid,
  .pbank-grid--2,
  .pbank-metrics,
  .pbank-base__cols,
  .pbank-notice {
    grid-template-columns: 1fr;
    display: grid;
  }

  .pbank-hero {
    display: grid;
  }

  .pbank-notice {
    align-items: stretch;
  }
}